Loan Programs and Loan Options
We offer a variety of loan programs to fit your needs. This page provides an overview of many of the different programs on the market. Contact us to find out what programs are currently available, or for any other related questions.

FHA MORTGAGE ~ The Federal Housing Administration (FHA) - which is part of HUD - insures the loan, so we can offer you a better deal. Your down payment can be as low as 3.5% of the purchase price. Available on 1-4 Unit properties.

FHA REVERSE MORTGAGE ~ Are you 62 or older? Do you live in your home? Do you own it outright or have a low loan balance? If you can answer "yes" to all of these questions, then the FHA Reverse Mortgage might be right for you. It lets you convert a portion of your equity into cash. 

VA MORTGAGE ~ Available for homes for your occupancy or a spouse and/or dependent (for active duty service members). To be eligible, you must have satisfactory credit, sufficient income to meet the expected monthly obligations, and a valid Certificate of Eligibility (COE).

NON PRIME MORTGAGES ~ These mortgages are for the credit or income challenged.  Rates and terms vary significantly based on the specific scenario and loan parameters.  Primary residences and investor loans!